About Counties Home Loans

Your Local Mortgage Experts in Pukekohe, Servicing Nationwide

Making the home loan process simple, stress-free, and tailored to you. 

More Than Just a
Mortgage Broker

At Counties Home Loans, we’re here to make home ownership feel achievable. Based in Pukekohe and proudly helping clients across New Zealand, we simplify what can often feel like an overwhelming process. Our trusted advisers take care of the moving parts, translating confusing jargon into clear, straightforward advice.

Whether you’re buying your first home, refinancing your current loan, or investing for the future, our mission is to make things easy — so you can focus on the big picture: owning your own home. 
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Built on Experience, Driven by Community

Counties Home Loans was founded by Geoff and Hannah Wilton with one simple goal, to give New Zealanders mortgage advice that feels personal, not transactional. With experience in banking, education, and financial services, they saw the need for a mortgage broker that combined genuine care with smart financial know-how.

From their base in Pukekohe, Geoff and Hannah built Counties Home Loans on relationships, trust, and a belief that good advice changes lives. Over time, the business has grown to support clients from Franklin to across the country, but their promise remains the same: approachable, professional, intelligent advice that takes the stress out of securing your home loan.  

What we stand for

Approachability

We know a mortgage isn’t fun, but owning your own home absolutely is. That’s why we handle the hard stuff for you. Our team listens, explains, and supports you at every step, taking the stress out of the process so you can enjoy the excitement of reaching your goal. 

Professionalism

With decades of combined experience and strong relationships with multiple banks and lenders nationwide, we deliver reliable, tailored, and transparent advice you can trust.

Intelligent Advice

We don’t just look for the lowest rate, we look for the smartest structure. Our advisers help you make informed decisions that reduce risk, improve flexibility, and set you up for long-term success.

Passionate About Franklin

Franklin isn’t just where we’re based — it’s home. We’re proud to support local sports teams, schools, and community initiatives that make our region thrive. Giving back is our way of saying thank-you to the people who have supported us since day one.

Supporting School Sports Team, Budgeting for Non-Profit Organisations and more!

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The People Behind
Counties Home Loans

Our team of trusted mortgage advisers are locals who care — combining over 50 years of experience in home lending with a genuine passion for helping people reach their property goals.